Bad, Weak, Poor, or NO Credit? You must have some good, current credit that is reporting to all the three credit bureaus every month. This is the only way to inprove your credit score! You must put up a deposit to get a secured credit card. That deposit should come from your checking account. If you have credit that is in anyway sub-standard, getting a secured credit card is the ONLY WAY YOU CAN GET A CREDIT CARD! Your new credit card should have at least a $500 limit, but the higher the better. Once your VISA or MASTERCARD is activated, use it, but keep your balance at about $100 and just make the standard payments on that balance every month. DO NOT MAX OUT THESE CARDS as that will actually lower your credit scores.
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Texas Mortgage Company, NMLS #315915, 376222 1227 S 31st Street, Suite 200 Temple, TX 76504